Credit Insurance

Credit Insurance - What will you do when you lose your income and you still have loan repayments to make? We offer Payment Protection Insurance which covers the repayments in case of Accident, Illness, Redundancy or Business Interruption, Bankruptcy & Death. This insurance will be offered with most of our loans.

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Mechanical Breakdown Warranty

Mechanical Breakdown Insurance - This insurance covers the risk of repairs as a result of a breakdown that occurs during normal use (with some exclusions). It also offers additional benefits if the car breaks down away from home like costs for you and your vehicle to return home. AA ROADSERVICE 7 days a week, 365 days a year is also included. We highly recommend this insurance when you buy a car without a full mechanical warranty to protect you against the unexpected.

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Car Insurance

Motor vehicle insurance f or worry free motoring!   Caught in one of our motorway's nose-to-tails? Walked back to your car to find it no longer where you left it? Crack to your windscreen by flying stone?   We understand that sinking feeling you get when something happens to your vehicle. Our Motor Vehicle Insurance policy will help you pay for those nasty repairs and get you back on your wheels again.     Protect your family, protect your investment and protect your lifestyle.   With no stand-down periods and easy to understand policy wording, our motor vehicle insurance policy is the no-fuss solution to your comprehensive insurance needs. Offering:    Instant cover, drive away protected.

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GAP Insurance

GAP Insurance - Guaranteed Asset Protection or GAP covers some of the difference (the gap) between a total loss payout on your vehicle by your comprehensive insurer and the balance owing under your credit contract. This is called a loan equity shortfall.  GAP isurance is a good idea when your newly purchased vehicle is 100% financed. In case of a vehicle write-off this insurance will pay the difference between the vehicle insurance pay-out and the money still owed to the finance company. So when your car is badly damaged in an accident you don't end up paying off finance on a car you no longer have.

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Personal Insurance

Life and other personal insurances - Life Insurance Had enough of ever increasing life insurance premiums? Talk to us about level premium life insurance. Income Protection Insurance What would you do if you lost your income even if it was only for a couple of months. How would you pay your mortgage and all the other bills? An income protection insurance can be more affordable than you think. Health Insurance It is important to have the most comprehensive health insurance plan when you need it as your health is the most important asset you have.  The Hospital and Surgical base plan provides a foundation, covering you for hospital and surgical care first as it is at these times that you need the highest level of cover without having to worry about the costs.

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