Credit cards, store cards, hire purchases, overdrafts and personal loans - sometimes the juggling gets too much.
Consolidate your debts into one debt consolidation loan.
Sometimes this debt can be added to the mortgage which can be the most cost effective option. However some people then forget about it and keep paying interest for many many years to come.
Sometimes it is better to take a shorter term loan like 3 to 5 years to pay off this debt which puts you in a better position in just a few years.
Once we understand your position we can help you to find the best option for you. Please provide some details on the application form and we will contact you to discuss.